Terms of Service
Last updated: January 15, 2025
Agreement to Terms
By accessing and using Loan Calculator ("we," "our," or "us"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.
Description of Service
Loan Calculator provides free online financial calculators for various types of loans including auto loans, mortgages, personal loans, RV loans, and other financing options. Our calculators are designed to help users estimate loan payments, interest costs, and amortization schedules.
Use License
Permission is granted to temporarily download one copy of the materials on Loan Calculator's website for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:
- Modify or copy the materials
- Use the materials for any commercial purpose or for any public display
- Attempt to reverse engineer any software contained on the website
- Remove any copyright or other proprietary notations from the materials
Disclaimer
IMPORTANT: The calculations provided by our tools are estimates only and should not be considered as financial advice. Actual loan terms, rates, and payments may vary based on:
- Lender requirements and policies
- Credit score and financial history
- Market conditions and interest rate changes
- Additional fees and charges not included in calculations
Always consult with qualified financial professionals and lenders for accurate loan information and advice.
Accuracy of Materials
The materials appearing on Loan Calculator's website could include technical, typographical, or photographic errors. We do not warrant that any of the materials on its website are accurate, complete, or current. We may make changes to the materials contained on its website at any time without notice.
User Responsibilities
Users of our service agree to:
- Provide accurate information when using our calculators
- Use the service for lawful purposes only
- Not attempt to interfere with the website's functionality
- Respect intellectual property rights
- Not use automated tools to access the service excessively
Privacy and Data Protection
Your privacy is important to us. Please review our Privacy Policy, which also governs your use of the website, to understand our practices.
Prohibited Uses
You may not use our service:
- For any unlawful purpose or to solicit others to perform unlawful acts
- To violate any international, federal, provincial, or state regulations, rules, laws, or local ordinances
- To infringe upon or violate our intellectual property rights or the intellectual property rights of others
- To harass, abuse, insult, harm, defame, slander, disparage, intimidate, or discriminate
- To submit false or misleading information
Intellectual Property Rights
The service and its original content, features, and functionality are and will remain the exclusive property of Loan Calculator and its licensors. The service is protected by copyright, trademark, and other laws.
Limitation of Liability
In no event shall Loan Calculator or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on Loan Calculator's website, even if Loan Calculator or its authorized representative has been notified orally or in writing of the possibility of such damage.
Indemnification
You agree to defend, indemnify, and hold harmless Loan Calculator and its licensee and licensors, and their employees, contractors, agents, officers and directors, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney's fees).
Termination
We may terminate or suspend your access immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.
Governing Law
These terms and conditions are governed by and construed in accordance with the laws of the United States and you irrevocably submit to the exclusive jurisdiction of the courts in that state or location.
Changes to Terms
We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days notice prior to any new terms taking effect.
Contact Information
If you have any questions about these Terms of Service, please contact us:
- Email: legal@loancalculator.net
- Contact Form: Contact Us